Top 0% APR Credit Card Posted on November 21, 2016 0 Comments0 Citi Simplicity® Card The only card with no late fees, no penalty rate, and no annual fee…ever. 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.24% – 23.24% based on your creditworthiness. There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater. The same great rate for all balances, after the introductory period. Save time when you call with fast, personal help, 24 hours a day – just say “representative” Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month. APPLY NOW at Citi’s secure site or call Citi at 877-328-9712 Purchases Intro APR 0%* for 21 months* Balance Transfers Intro APR 0%* for 21 months* Regular APR 13.24% – 23.24%* (Variable) Annual Fee $0* Credit Needed Excellent/Good